the banker said, “you owe me.”
but the guru said, “what is debt?”
the banker said, “you have taken from me. you must repay.”
and the guru said, “why must i?”
and the banker said, “look, we can talk philosophy all day, but the reason you have to pay me is them,” and he pointed to the village guards, armed and angry.
debts are repaid at the point of a spear: the jubilee is coming.